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Free Online Calculators for Smarter Money Decisions
Calculate mortgages, loans, investments, taxes, retirement savings, debt, savings, and more with our free online calculators.
Popular Calculators
Mortgage Calculator
Estimate your full monthly house payment, including principal, interest, property tax, homeowners insurance, HOA dues and PMI, then see how…
Open calculator LoansAuto Loan Calculator
Estimate your monthly car payment and the real cost of the loan after sales tax, fees, trade-in and interest.
Open calculator InvestmentCompound Interest Calculator
See how an initial deposit and regular contributions grow with compound interest, using the compounding frequency you choose.
Open calculator Retirement401(k) Calculator
Project your 401(k) balance at retirement, including employer match, annual raises and the IRS contribution limit.
Open calculator RetirementRetirement Calculator
Check whether you are on track to retire by comparing your projected savings with the nest egg needed to fund…
Open calculator TaxesIncome Tax Calculator
Estimate your federal income tax for the selected tax year, with your marginal rate, effective rate and a bracket-by-bracket breakdown.
Open calculator IncomeTake-Home Pay Calculator
Estimate your take-home pay per paycheck after federal tax, FICA, state and local tax, and deductions.
Open calculator DebtCredit Card Payoff Calculator
Find out how long it will take to pay off your credit card and how much interest you will pay,…
Open calculatorCalculator Categories
Debt
Getting out of debt starts with knowing exactly what you owe and when you could be done. These…
5 calculatorsGeneral Finance
Everyday money questions deserve clear answers. These calculators cover budgeting, net worth, inflation and quick daily math.
5 calculatorsIncome
Knowing what you earn, what you keep and where it goes is the foundation of every financial plan.
6 calculatorsInvestment
Time, contributions, returns and fees determine how an investment grows. These calculators let you test assumptions and see…
8 calculatorsLoans
Whether you are financing a car, consolidating debt or repaying student loans, the numbers that matter are the…
6 calculatorsMortgage
Buying or refinancing a home is the largest financial decision most people make. These calculators help you estimate…
6 calculatorsRetirement
Retirement planning spans several accounts and income sources. These calculators help you project each piece and see whether…
5 calculatorsSavings
Savings give you a cushion and a way to reach goals. These calculators turn a target into a…
3 calculatorsTaxes
Tax rules change from year to year. These calculators are clearly labeled by tax year and use settings…
3 calculatorsFeatured Calculators
Investment Calculator
Project the future value of your investments with regular contributions, rising deposits, annual fees and inflation.
Open calculator MortgageMortgage Affordability Calculator
Find the home price that fits your income, monthly debts and savings, using the debt-to-income limits lenders commonly apply.
Open calculator DebtDebt Payoff Calculator
Combine up to four debts into one plan, choose avalanche or snowball, and see when you will be debt-free and…
Open calculator General FinanceBudget Calculator
Enter your take-home income and monthly spending to see what is left over and how your budget compares with the…
Open calculator SavingsSavings Calculator
See how regular deposits and interest grow your savings, and find how long it takes to hit a target amount.
Open calculator RetirementSocial Security Benefits Calculator
Estimate your monthly Social Security retirement benefit and see how claiming at different ages between 62 and 70 changes the…
Open calculatorFinancial Guides
How to Calculate Your Take-Home Pay
From gross pay to net pay: each deduction, in order, with a quick way to estimate your paycheck.
Read the guide GuideHow Does a Credit Score Affect a Loan?
Why your score changes the rate you are offered, what that means in dollars, and what to do before applying.
Read the guide GuideHow Much Emergency Savings Should You Have?
Three to six months is a common guide, but your job stability, household and fixed costs may call for more or less.
Read the guide GuideHow to Calculate Your Net Worth
List assets, list liabilities, subtract. Plus how to value things and why the trend matters more than the number.
Read the guide GuideHow to Pay Off Credit Card Debt
A practical plan: stop the bleeding, pick avalanche or snowball, and use calculators to see your debt-free date.
Read the guide Guide401(k) vs Roth IRA
How the two accounts differ on taxes, contribution limits, employer match and flexibility, and how people often use both.
Read the guideBuilt to Be Clear and Trustworthy
- Private by designCalculations run in your browser. The numbers you type into a calculator are not sent to our servers by the calculator.
- Formulas in plain sightEvery calculator page shows its formula, a worked example and the assumptions behind the result.
- Tax years are labeledTax calculators state the tax year they use, and the figures are kept in editable site settings.
Frequently Asked Questions
Are these calculators free to use?
Yes. Every calculator on this site is free to use, and you do not need to create an account.
Are the results exact?
Results are estimates based on the inputs and assumptions you provide. Real loan terms, taxes and investment returns will differ, so use the numbers for planning and confirm details with a lender, employer or professional.
Is the information I enter stored?
The calculators run entirely in your browser and do not send the values you type to our servers. Our privacy policy explains what the site itself may collect, such as contact-form messages or advertising and analytics cookies if enabled.
Which tax year do the tax calculators use?
Each tax calculator lets you select the tax year and labels it in the results. The figures behind them are maintained in the site’s tax settings.
Is this financial advice?
No. The calculators and guides are educational tools and are not financial, tax or legal advice.