Retirement Calculators

Retirement planning spans several accounts and income sources. These calculators help you project each piece and see whether your plan adds up.

Pieces of the plan

Use the 401(k) calculator for workplace plans and employer match, the Roth IRA calculator and traditional IRA calculator for individual accounts, and the Social Security calculator to compare claiming ages. Then bring it together in the retirement calculator.

Not sure how much to save? Read how much should I save for retirement, and compare account types in 401(k) vs Roth IRA.

Frequently Asked Questions

Where do contribution limits come from?

The IRS sets them each year. The calculators use the figures in the tax-year settings, so check them against current IRS publications.

Should I choose Roth or traditional?

It depends on your current and expected future tax rates and your need for flexibility. Many people use both.

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